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I Called In Sick Today


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(5 yrs insurance differential + a couple speeding tickets per year) =/= 20k. No chance.

 

Granted at <25y.o. insurance will rape you but 20k is a mighty big dick in the butt. Also, taxes argue against your position. Taxes on a 63k car > taxes on 43k car, significantly. you position would posit that only someone with a large supply of ready capital should buy a sports car. mustangs were built and designed to be the "everyman" sports car.

 

there are a lot of reason to not buy a sports car, but not having an additional 50% to add to your price range isn't one of them.

I don't know why you are adding up to try to reach $20k? if you PV all of the costs implied with owning a GT, and consider the possible investment returns over those years of ownership, that number is almost certainly approaching $100k. so to say that an extra $20k is increasing your budget by 50% is a bit misleading.

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If you are paying $20 for a haircut, I imagine people assume you did it yourself anyway.

and after 3 days, he is risen!

Pocket change cost me my first and only black girlfriend.   It was in the middle of a roaring poker boom and I was flush in ways most men don't even bother dreaming of. Money, it was like dirt to me

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I don't know how old fritz is, but I'm guessing his earnings increases are going to play a bigger factor in his snowball potential than whatever he does with his first free and clear 'play money'. I respect the desire to do it, I just wanted to take the opportunity to shit on mustangs.

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it's just that the upfront cost is not the whole picture. taxes, upkeep, and insurance are all way more expensive than a traditional car. the insurance piece specifically because the kind of person who buys a mustang is more likely to speed/drive like a reckless moron. that may have changed since my brother had his cobra in the 90s, but I doubt it. the opportunity cost of a GT, if I had to guess, is probably like $100k+.

Up front cost of around 24k for a used 2013 5.0 and around 30k miles, so I'm prolly looking at 23-28k depending on mileage. I was quoted for insurance a while ago at ~100 per month, which is mabes 20 percent higher than I'm paying now.

 

Gasoline costs are the big thing . EPA is 16/26. the worst part is premium gas is required, but you can prolly get away with using it every other fill up. Biggest maintenance cost would tires, depending on what size you get. Other than that rwd cars are pretty easy on maintenance. 100k opportunity cost is too high imo, but you're prolly in the ballpark.

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I wonder how much higher that is than say my accord.

 

Doesn't Ron have a sports car?? Beans has to.

 

Yes, sort of.

 

Strat should stop reading now.

 

My car is a Dodge Charger, Daytona edition. 5.7L V8 engine, around 365hp. I got it used with 40k miles for about $22k I think. I had to put new tires on it not too long ago and it was just under $1000 for 4. Stock tires are 20" which is what I got. Gas mileage around town is just over 12 miles to the gallon. Pure highway miles I get 18-20 miles per gallon. I don't use premium. I've heard that's kind of bs. Not sure though. My car runs just fine on 87. I don't drive like an ahole, too much. I'm not a speeder. But I like to get to 45 or 70, whatever the speed limit is, pretty fast. It's fun. My insurance is $114 per month, just went down. I do have a DUI 6 years ago and a minor accident 5+ years ago.

 

If you drive a decent amount, might as well make it fun. I love driving my car. My car is hemi orange with black accents.

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Strat, I drive a 2001 Ford Escape with 190,000 miles on it. It does have the 3.0 V6 though and not the 2.0 four banger.

 

...I should probably start putting a little away each month to get ready to replace it.

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I've been doing a lot of that "doing less important work to avoid doing other work" thing at work a lot lately. Need to knock it off. Need to deprioritize my current reports and make this other work my primary action items.

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If you drive a decent amount, might as well make it fun. I love driving my car. My car is hemi orange with black accents.

 

That's kind of my line of thinking right now. I've never had a fun car and I kind of want to take advantage of being young, unmarried and without kids (even if it means ignoring present value and opportunity cost). Not that a Mustang is like a Ferrari or anything, but I'm sure strat is right and it wouldn't be cheap to own. We'll see. Nice Charger, I love that orange/black combo Dodge does.

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Either buy a nice car or get a shitty car. The in-between stuff will drive you nuts. I had a civic with cloth seats (it was practically brand new) a few years back and I couldn't handle it. It was like driving a tin can with cardboard seats. Luckily I got such a deal on it I was able to sell it for more than I owed a year later. I then bought an older 325i for like 3K and was way more happy with that.

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The only Mustangs that ever intrigued me were built in the '60's. Otherwise they are meh to me.

 

I have been thinking about getting a new (probably used, not sure) to me car lately. Both my car and truck are paid for so the thought of car payments again is still repulsive enough to keep me from jumping in. The car was a freebie 2002 Hyundai Elantra I inherited from my grandfather in early 2004 with only 12,000 miles. It now has 124,000 and has been a bit of a nickle and dime pain in the ass of late. Thinking I'll give it to my youngest since she won't drive it much.

 

Take all the bad reasons to do so out of it and I'd get a BMW 328 just because I really like the looks of them.

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I dont love mustangs but dont hate them. There are some sweet ones out there, Shelby ones, Cobra, even the new ones with the big engine are nice. But I'd never get a mustang made after 1970 that had a small engine

 

And dont put much stock in what Strat writes on the subject. Dude is allergic to fun.

I see strat as someone that laughs once a week, tops. Serious Strat is serious

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