umop-apisdn 0 Posted September 8, 2007 Share Posted September 8, 2007 Wow - I hope you're not married and/or with kids... If you are single, get a bigger increase - at worst you declare bankruptcy, have the bank repo the car and have to sell blood for a bit to eat Ramen.No guts no glory, $300 is nothing.ps: If you need the number of a good debt-settlement company, let me know - I get referral $'s. Link to post Share on other sites
Pot Odds RAC 23 Posted September 8, 2007 Share Posted September 8, 2007 No I know, I just was at my limit on my CC (Only $1,000) and not much in bank. I don't have any debt, except for the CC bill and my car payment, so I wanted to splurge, take a little out of savings to put onto poker and raise my credit limit which they did to $1300. All should be good.Again.You haven't taken anything out of SAVINGS. You've borrowed money at a high rate of interest.Credit Cards are NOT extra income nor savings. They are a PAYMENT option.If you're pretty much broke. Maxed on your CC. Need to raise your limit for $300 stinking dollars (for Poker!) and view CCs as savings/additional income to use to splurge when you're already out of money......yeah, it is the sign of a problem. Link to post Share on other sites
Flushgarden 0 Posted September 8, 2007 Share Posted September 8, 2007 Do you have a job?If not, get one. If so, stop playing poker for a while, stop buying anything that is not absolutely necessary for a while, pay off your credit card completely, build up some savings, and then feel free to redeposit. Link to post Share on other sites
Royal27 0 Posted September 8, 2007 Share Posted September 8, 2007 Again.You haven't taken anything out of SAVINGS. You've borrowed money at a high rate of interest.Credit Cards are NOT extra income nor savings. They are a PAYMENT option.If you're pretty much broke. Maxed on your CC. Need to raise your limit for $300 stinking dollars (for Poker!) and view CCs as savings/additional income to use to splurge when you're already out of money......yeah, it is the sign of a problem.Anyone else wonder if good advice like this is ever listened to? Link to post Share on other sites
fatman 1 Posted September 8, 2007 Share Posted September 8, 2007 Anyone else wonder if good advice like this is ever listened to?Sometimes Link to post Share on other sites
SpiderGuard 0 Posted September 8, 2007 Share Posted September 8, 2007 Anyone else wonder if good advice like this is ever listened to?What good advice? Link to post Share on other sites
Royal27 0 Posted September 8, 2007 Share Posted September 8, 2007 SometimesGood - thought I was the only one.... Link to post Share on other sites
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