Man, #3 above is what is the most difficult part I have found to deal with. I generally do not give in and break but in the scenario you spoke of above then I would certainly lean stronger towards doing so. So much depends on the oponent on that one b/c I have had players re-raise, stand pat on the last draw and have 10 high?? One additional thought I have seen is people standing pat on the last draw without a great hand but doing so out of fear on paring up on the last draw? Has anyone seen much of this?